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TERMS OF SALE:
      1. CASH, or
      2. OWNER FINANCING AS FOLLOWS:
          Minimum 10% down
          Interest payments only at 7% simple interest
          Term of Note: Maximum 3 years
          Prepayment Penalty: None

OTHER CHARGES:
      1. Real Property Taxes:  Approximately $1,400 per year
      2. Homeowner's Road Maintenance Fees:  $30 per month